HDFC Bank Ltd.| SBI| Asset Classification| Assets (Investment, Loans & Advances) ar connect as performing & Non-performing found on rbi Guide lines| NPA-The Bank will classify an card as NPA only if the interest due and charged during any hind(prenominal) stamp out is not serviced largey within 90 eld from the end of the quarter.| Types Of NPA-| Â | Substandard Assets - A substandard asset is one, which has remained NPA for a conclusion less than or equal to 12 months| provisional Assets - A doubtful asset is one, which remained NPA for a menstruation transcend 12 months.| Loss Assets - A press release asset is one where loss has been identified by the bank or internal or external auditors or the RBI review but the do has not been written off altogether| Interest on non-performing assets is not recognized in the make headway / loss account until received. Specific provision for non-performing assets is made based on commissions assessm ent of their degree of deterrent subject to the marginal provisioning level prescribed by RBI.| INVESTMENTS| Investments be classified on the date of purchase into Held for Trading (HFT), uncommitted for Sale (AFS) and Held to maturity (HTM) categories. Under each of these categories, investments are elevate classified to a lower place six groups - political sympathies Securities, Other Approved Securities, Shares, Debentures and Bonds, Investments in Subsidiaries / join ventures and Other Investments.
| acquisition bell ! Brokerage, Commission, etc. paid at the time of acquisition, are charged to taxation Broken period interest on debt instruments is treated as a revenue item Cost of investments is based on the weighted middling cost method.| acquisition Cost...If you want to get a full essay, order it on our website:
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